Union Mutual Fund
← All mutual funds

Union Retirement Fund - Direct Plan - IDCW Option

Union Mutual Fund · Retirement Fund · Direct · IDCW

NAV · as of 11/09/2026

17.23

1D

-0.29%

1Y

+5.06%

Key stats

Expense ratio
0.98%
AUM
₹209.90 Cr
Launched
22/09/2022
Fund manager
Pratik Dharmshi; Pratit Vajani
Lock-in
5 days
Portfolio turnover
0.44%
Risk
Very High Risk
Min lump-sum
₹1,000
Min SIP
₹500/mo
Fresh lump-sum
Accepted
Fresh SIP
Accepted

NAV history

Union Retirement Fund - Direct Plan - IDCW Option

13/08/2026 to 11/09/2026

O - H - L -

17.8417.2313/08/202611/09/2026
1W-1.88%
1M-2.55%
3M+3.36%
6M+10.31%
1Y+5.06%
3Y+12.86%
MAX+79.67%

Top holdings

86 disclosed
  • 1.

    ICICI Bank Ltd

    Financial Services

    6.15%
  • 2.

    HDFC Bank Ltd

    Financial Services

    4.99%
  • 3.

    Solar Industries India Ltd

    Basic Materials

    2.32%
  • 4.

    Multi Commodity Exchange of India Ltd

    Financial Services

    2.31%
  • 5.

    Reliance Industries Ltd

    Energy

    2.27%
  • 6.

    SJS Enterprises Ltd

    Consumer Cyclical

    2.05%
  • 7.

    Eternal Ltd

    Consumer Cyclical

    2.02%
  • 8.

    State Bank of India

    Financial Services

    2.01%
  • 9.

    Tata Consumer Products Ltd

    Consumer Defensive

    1.91%
  • 10.

    NTPC Ltd

    Utilities

    1.90%
  • 11.

    Axis Bank Ltd

    Financial Services

    1.87%
  • 12.

    GE Vernova T&D India Ltd

    Industrials

    1.85%
  • 13.

    Navin Fluorine International Ltd

    Basic Materials

    1.80%
  • 14.

    Karur Vysya Bank Ltd

    Financial Services

    1.78%
  • 15.

    Infosys Ltd

    Technology

    1.70%
  • 16.

    Titan Co Ltd

    Consumer Cyclical

    1.63%
  • 17.

    Bharti Airtel Ltd

    Communication Services

    1.60%
  • 18.

    Torrent Pharmaceuticals Ltd

    Healthcare

    1.51%
  • 19.

    Larsen & Toubro Ltd

    Industrials

    1.50%
  • 20.

    CarTrade Tech Ltd

    Consumer Cyclical

    1.49%
  • 21.

    Gabriel India Ltd

    Consumer Cyclical

    1.48%
  • 22.

    Ujjivan Small Finance Bank Ltd Ordinary Shares

    Financial Services

    1.47%
  • 23.

    Phoenix Mills Ltd

    Real Estate

    1.44%
  • 24.

    Kirloskar Oil Engines Ltd

    Industrials

    1.43%
  • 25.

    Mphasis Ltd

    Technology

    1.43%
  • 26.

    Azad Engineering Ltd

    Industrials

    1.42%
  • 27.

    Acutaas Chemicals Ltd

    Basic Materials

    1.41%
  • 28.

    Nippon Life India Asset Management Ltd Ordinary Shares

    Financial Services

    1.38%
  • 29.

    ZF Commercial Vehicle Control Systems India Ltd

    Consumer Cyclical

    1.38%
  • 30.

    Maruti Suzuki India Ltd

    Consumer Cyclical

    1.36%
  • 31.

    Dixon Technologies (India) Ltd

    Technology

    1.34%
  • 32.

    Shriram Finance Ltd

    Financial Services

    1.30%
  • 33.

    Max Financial Services Ltd

    Financial Services

    1.25%
  • 34.

    Max Healthcare Institute Ltd Ordinary Shares

    Healthcare

    1.24%
  • 35.

    Cholamandalam Investment and Finance Co Ltd

    Financial Services

    1.19%
  • 36.

    Treps

    1.11%
  • 37.

    Ajanta Pharma Ltd

    Healthcare

    1.09%
  • 38.

    KSB Ltd

    Industrials

    1.04%
  • 39.

    Hyundai Motor India Ltd

    Consumer Cyclical

    1.04%
  • 40.

    KFin Technologies Ltd

    Technology

    1.03%
  • 41.

    Trent Ltd

    Consumer Cyclical

    1.00%
  • 42.

    JSW Steel Ltd

    Basic Materials

    1.00%
  • 43.

    UltraTech Cement Ltd

    Basic Materials

    0.96%
  • 44.

    JK Cement Ltd

    Basic Materials

    0.96%
  • 45.

    Adani Ports & Special Economic Zone Ltd

    Industrials

    0.93%
  • 46.

    Persistent Systems Ltd

    Technology

    0.93%
  • 47.

    Amber Enterprises India Ltd Ordinary Shares

    Consumer Cyclical

    0.92%
  • 48.

    Bharat Heavy Electricals Ltd

    Industrials

    0.92%
  • 49.

    Hindustan Unilever Ltd

    Consumer Defensive

    0.90%
  • 50.

    Cemindia Projects Ltd

    Industrials

    0.88%
  • 51.

    Lupin Ltd

    Healthcare

    0.86%
  • 52.

    Apollo Hospitals Enterprise Ltd

    Healthcare

    0.85%
  • 53.

    Tata Motors Ltd

    Consumer Cyclical

    0.83%
  • 54.

    CG Power & Industrial Solutions Ltd

    Industrials

    0.82%
  • 55.

    TVS Motor Co Ltd

    Consumer Cyclical

    0.82%
  • 56.

    Godrej Properties Ltd

    Real Estate

    0.80%
  • 57.

    Cummins India Ltd

    Industrials

    0.79%
  • 58.

    Arvind Ltd

    Consumer Cyclical

    0.78%
  • 59.

    DOMS Industries Ltd

    Industrials

    0.77%
  • 60.

    HCL Technologies Ltd

    Technology

    0.77%
  • 61.

    Blue Star Ltd

    Industrials

    0.77%
  • 62.

    Data Patterns (India) Ltd

    Industrials

    0.71%
  • 63.

    Angel One Ltd Ordinary Shares

    Financial Services

    0.71%
  • 64.

    Aarti Industries Ltd

    Basic Materials

    0.70%
  • 65.

    Hindustan Copper Ltd

    Basic Materials

    0.68%
  • 66.

    InterGlobe Aviation Ltd

    Industrials

    0.68%
  • 67.

    Adani Enterprises Ltd

    Energy

    0.66%
  • 68.

    Endurance Technologies Ltd

    Consumer Cyclical

    0.66%
  • 69.

    Varun Beverages Ltd

    Consumer Defensive

    0.63%
  • 70.

    Home First Finance Co India Ltd

    Financial Services

    0.62%
  • 71.

    KEI Industries Ltd

    Industrials

    0.60%
  • 72.

    Computer Age Management Services Ltd Ordinary Shares

    Technology

    0.57%
  • 73.

    LG Electronics India Ltd

    Technology

    0.57%
  • 74.

    MTAR Technologies Ltd

    Industrials

    0.55%
  • 75.

    Hindalco Industries Ltd

    Basic Materials

    0.53%
  • 76.

    Garden Reach Shipbuilders & Engineers Ltd

    Industrials

    0.50%
  • 77.

    Atul Ltd

    Basic Materials

    0.48%
  • 78.

    Ather Energy Ltd

    Consumer Cyclical

    0.48%
  • 79.

    Timken India Ltd

    Industrials

    0.45%
  • 80.

    Jubilant Foodworks Ltd

    Consumer Cyclical

    0.44%
  • 81.

    Net Receivable / Payable

    0.27%
  • 82.

    Tata Motors Passenger Vehicles Ltd

    Consumer Cyclical

    0.24%
  • 83.

    India (Republic of)

    0.04%
  • 84.

    Tvs Motor Company Limited

    0.01%
  • 85.

    360 One Wam Ltd Ordinary Shares

    -
  • 86.

    Avenue Supermarts Ltd

    -

Sector allocation

  • Financial Services27.04%
  • Consumer Cyclical18.62%
  • Industrials16.60%
  • Basic Materials10.85%
  • Technology8.32%
  • Healthcare5.56%
  • Consumer Defensive3.44%
  • Energy2.93%
  • Real Estate2.25%
  • Utilities1.90%
  • Communication Services1.60%
  • Unclassified1.42%

Comparable peers

  • Aditya Birla Sun Life Retirement The 30s IDCW Payout Direct Plan

    ABSL Retirement The 30s IDCW Payout (DP) · ₹473.10 Cr AUM

    1Y+14.33%
    3Y+15.69%
    -

  • Aditya Birla Sun Life Retirement The 30s IDCW Reinvest Direct Plan

    ABSL Retirement The 30s IDCW Reinvest (DR) · ₹473.10 Cr AUM

    1Y+14.33%
    3Y+15.69%
    -

  • Aditya Birla Sun Life Retirement The 30s IDCW Reinvest Direct Plan

    ABSL Retirement The 30s IDCW Reinvest (DR) · ₹473.10 Cr AUM

    1Y+14.33%
    3Y+15.69%
    -

  • Union Retirement IDCW Payout Direct Plan

    Union Retirement IDCW Payout (DP) · ₹209.90 Cr AUM

    1Y+5.30%
    3Y+12.71%
    -

  • Axis Retirement Dynamic IDCW Payout Direct Plan

    Axis Retirement Dynamic IDCW Payout (DP) · ₹284.80 Cr AUM

    1Y-0.34%
    3Y+11.68%
    -

Investment objective

The investment objective of the Scheme is to generate long term capital gains by investing in a mix of securities comprising of equity, equity related securities and debt instruments as per the asset allocation pattern of the Scheme with a view to provide a retirement investment solution to investors. However, there is no assurance that the Investment Objective of the Scheme will be achieved.

Scheme details

Scheme code
150555
Fund house
Union Mutual Fund
Category
Open Ended
Type
Solution Oriented Scheme
Sub-category
Retirement Fund
Plan
Direct
Return type
IDCW
ISIN (Growth)
INF582M01IL3
ISIN (Div. Reinvest)
-
Tradable on exchange
No

Kuvera page