NJ Balanced Advantage Fund - Direct Plan - IDCW Payout Option

NJ Mutual Fund · Dynamic Asset Allocation or Balanced Advantage · Direct · IDCW3/5 ★

NAV · as of 11/09/2026

14.35

-0.42%

-1.85%

Key stats

Expense ratio: 1.16%
AUM: ₹3.42 K Cr
Launched: 29/10/2021
Fund manager: Viral Shah; Dhaval Patel; Jaimin Ilavia
Portfolio turnover: 3.85%
Risk: Very High Risk
Min lump-sum: ₹500
Min SIP: ₹100/mo
Fresh lump-sum: Accepted
Fresh SIP: Accepted

NAV history

NJ Balanced Advantage Fund - Direct Plan - IDCW Payout Option

13/08/2026 to 11/09/2026

O - H - L -

1W-0.83%

1M-3.11%

3M+1.85%

6M+5.13%

1Y-1.85%

3Y+8.17%

MAX+43.36%

Top holdings

251 disclosed

1.
Cash Offset For Derivatives
24.53%
2.
Future on BANK Index
7.77%
3.
Clearing Corporation Of India Ltd
5.05%
4.
HDFC Bank Ltd
Financial Services
4.61%
5.
Reliance Industries Ltd
Energy
4.49%
6.
Future on Reliance Industries Ltd
4.27%
7.
ICICI Bank Ltd
Financial Services
3.87%
8.
Torrent Pharmaceuticals Ltd
Healthcare
3.75%
9.
Marico Ltd
Consumer Defensive
3.40%
10.
Bosch Ltd
Consumer Cyclical
3.08%
11.
Dr. Lal PathLabs Ltd
Healthcare
2.97%
12.
Eicher Motors Ltd
Consumer Cyclical
2.92%
13.
Britannia Industries Ltd
Consumer Defensive
2.74%
14.
Cipla Ltd
Healthcare
2.71%
15.
Sun Pharmaceuticals Industries Ltd
Healthcare
2.58%
16.
ITC Ltd
Consumer Defensive
2.45%
17.
Alkem Laboratories Ltd
Healthcare
2.39%
18.
Nestle India Ltd
Consumer Defensive
2.07%
19.
Oil & Natural Gas Corp Ltd
Energy
2.01%
20.
Dr Reddy's Laboratories Ltd
Healthcare
1.96%
21.
Kotak Mahindra Bank Ltd
Financial Services
1.89%
22.
Pidilite Industries Ltd
Basic Materials
1.88%
23.
Page Industries Ltd
Consumer Cyclical
1.67%
24.
Hero MotoCorp Ltd
Consumer Cyclical
1.61%
25.
HDFC Asset Management Co Ltd
Financial Services
1.59%
26.
Ajanta Pharma Ltd
Healthcare
1.47%
27.
Axis Bank Ltd
Financial Services
1.45%
28.
Bajaj Finance Ltd
Financial Services
1.41%
29.
Colgate-Palmolive (India) Ltd
Consumer Defensive
1.04%
30.
Havells India Ltd
Industrials
1.03%
31.
Emami Ltd
Consumer Defensive
0.92%
32.
Endurance Technologies Ltd
Consumer Cyclical
0.86%
33.
Future on Bharti Airtel Ltd
0.85%
34.
Bharti Airtel Ltd
Communication Services
0.85%
35.
Tech Mahindra Ltd
Technology
0.84%
36.
Aptus Value Housing Finance India Ltd
Financial Services
0.82%
37.
IndiaMART InterMESH Ltd
Communication Services
0.82%
38.
Bajaj Auto Ltd
Consumer Cyclical
0.81%
39.
Muthoot Finance Ltd
Financial Services
0.80%
40.
Future on Mahindra & Mahindra Ltd
0.79%
41.
Mahindra & Mahindra Ltd
Consumer Cyclical
0.79%
42.
Net Receivables / (Payables)
0.78%
43.
Great Eastern Shipping Co Ltd
Industrials
0.76%
44.
Mphasis Ltd
Technology
0.74%
45.
Future on HDFC Asset Management Co Ltd
0.74%
46.
Hindustan Aeronautics Ltd Ordinary Shares
Industrials
0.72%
47.
Future on SBI Cards and Payment Services Ltd Ordinary Shares
0.71%
48.
Tata Technologies Ltd
Technology
0.67%
49.
Wipro Future Aug 26
0.64%
50.
Kajaria Ceramics Ltd
Industrials
0.64%
51.
Berger Paints India Ltd
Basic Materials
0.63%
52.
Crompton Greaves Consumer Electricals Ltd
Consumer Cyclical
0.63%
53.
UTI Asset Management Co Ltd
Financial Services
0.62%
54.
HCL Technologies Ltd
Technology
0.58%
55.
Castrol India Ltd
Energy
0.58%
56.
State Bank of India
Financial Services
0.55%
57.
ABB India Ltd
Industrials
0.54%
58.
Future on Aditya Birla Capital Ltd
0.52%
59.
Aditya Birla Capital Ltd
Financial Services
0.52%
60.
Future on Dabur India Ltd
0.52%
61.
Dabur India Ltd
Consumer Defensive
0.51%
62.
Yes Bank Ltd
Financial Services
0.51%
63.
Tata Consultancy Services Ltd
Technology
0.49%
64.
Future on Vodafone Idea Ltd
0.48%
65.
Canara Bank
Financial Services
0.48%
66.
Vodafone Idea Ltd
Communication Services
0.48%
67.
Infosys Ltd
Technology
0.47%
68.
Marico Limited August 2026 Future
0.45%
69.
Tata Elxsi Ltd
Technology
0.42%
70.
Future on Kalyan Jewellers India Ltd
0.42%
71.
Kalyan Jewellers India Ltd
Consumer Cyclical
0.42%
72.
CRISIL Ltd
Financial Services
0.40%
73.
Future on Asian Paints Ltd
0.39%
74.
Asian Paints Ltd
Basic Materials
0.39%
75.
Future on Jio Financial Services Ltd
0.39%
76.
Future on Ambuja Cements Ltd
0.38%
77.
Jio Financial Services Ltd
Financial Services
0.38%
78.
Ambuja Cements Ltd
Basic Materials
0.38%
79.
Future on Hindalco Industries Ltd
0.37%
80.
Hindalco Industries Ltd
Basic Materials
0.37%
81.
Titan Company Limited August 2026 Future
0.36%
82.
Titan Co Ltd
Consumer Cyclical
0.36%
83.
Future on Bajaj Finance Ltd
0.36%
84.
Future on Power Grid Corp Of India Ltd
0.35%
85.
Power Grid Corp Of India Ltd
Utilities
0.35%
86.
29/10/2026 Maturing 364 DTB
0.35%
87.
Future on Cenergy Holdings SA
0.34%
88.
IDFC First Bank Ltd
Financial Services
0.34%
89.
Future on Shriram Finance Ltd
0.34%
90.
Shriram Finance Ltd
Financial Services
0.34%
91.
State Bank of India Future Sept 26
0.33%
92.
Future on Tata Power Co Ltd
0.31%
93.
Tata Power Co Ltd
Utilities
0.31%
94.
17/09/2026 Maturing 364 DTB
0.29%
95.
24/09/2026 Maturing 364 DTB
0.29%
96.
India (Republic of)
0.29%
97.
India (Republic of)
0.29%
98.
Tbill
0.29%
99.
Future on Adani Ports & Special Economic Zone Ltd
0.25%
100.
Abbott India Ltd
Healthcare
0.25%
101.
Adani Ports & Special Economic Zone Ltd
Industrials
0.25%
102.
NTPC Ltd
Utilities
0.24%
103.
Future on Reliance Chemotex Industries Ltd
0.23%
104.
State Bank of India Future Aug 26
0.23%
105.
NTPC Future Aug 26
0.22%
106.
India (Republic of)
0.22%
107.
Maruti Suzuki India Ltd
Consumer Cyclical
0.22%
108.
Future on Maruti Suzuki India Ltd
0.22%
109.
Bosch Future Aug 26
0.21%
110.
Future on UltraTech Cement Ltd
0.21%
111.
UltraTech Cement Ltd
Basic Materials
0.21%
112.
Future on Adani Enterprises Ltd
0.19%
113.
HDFC Life Insurance Co Ltd
Financial Services
0.19%
114.
Adani Enterprises Ltd
Energy
0.19%
115.
Punjab National Bank
Financial Services
0.19%
116.
Future on ITC
0.19%
117.
Punjab National Bank Future Aug 26
0.18%
118.
Future on Bajaj Finserv Ltd
0.18%
119.
Bajaj Finserv Ltd
Financial Services
0.18%
120.
Future on Adani Power Ltd
0.18%
121.
Future on Sun Pharmaceuticals Industries Ltd
0.18%
122.
Adani Power Ltd
Utilities
0.18%
123.
Future on Divi's Laboratories Ltd
0.17%
124.
Divi's Laboratories Ltd
Healthcare
0.17%
125.
Cipla Limited August 2026 Future
0.16%
126.
Future on Larsen & Toubro Ltd
0.15%
127.
Larsen & Toubro Ltd
Industrials
0.15%
128.
6.97% Govt Stock 2026
0.15%
129.
5.74% Govt Stock 2026
0.15%
130.
Adani Energy Solutions Ltd
Utilities
0.15%
131.
India (Republic of)
0.15%
132.
Tbill
0.15%
133.
10/09/2026 Maturing 364 DTB
0.15%
134.
India (Republic of)
0.14%
135.
India (Republic of)
0.14%
136.
Future on Hindustan Aeronautics Ltd Ordinary Shares
0.14%
137.
India (Republic of)
0.14%
138.
Future on Coal India Ltd
0.14%
139.
Coal India Ltd
Energy
0.14%
140.
SBI Life Future Aug 26
0.14%
141.
HDFC Life Future Aug 26
0.14%
142.
SBI Life Insurance Co Ltd
Financial Services
0.14%
143.
Future on Tata Steel Ltd
0.14%
144.
Tata Steel Ltd
Basic Materials
0.14%
145.
Future on Oracle Financial Services Software Ltd
0.13%
146.
Oracle Financial Services Software Ltd
Technology
0.13%
147.
Indian Energy Exchange Ltd
Financial Services
0.12%
148.
28/08/2026 Maturing 364 DTB
0.12%
149.
Future on Alkem Laboratories Ltd
0.09%
150.
Tbill
0.09%
151.
Tbill
0.09%
152.
Future on Unilever
0.08%
153.
Future on Steel Authority Of India Ltd
0.08%
154.
Steel Authority Of India Ltd
Basic Materials
0.08%
155.
Future on Glenmark Pharmaceuticals Ltd
0.08%
156.
Hindustan Unilever Ltd
Consumer Defensive
0.08%
157.
Glenmark Pharmaceuticals Ltd
Healthcare
0.08%
158.
Future on Crompton Greaves Consumer Electricals Ltd
0.07%
159.
Days T-Bill
0.07%
160.
Future on Bank of Baroda
0.07%
161.
Bank of Baroda
Financial Services
0.07%
162.
UPL Future Aug 26
0.06%
163.
UPL Ltd
Basic Materials
0.06%
164.
Bandhan Bank Ltd
Financial Services
0.06%
165.
Future on Solar Industries India Ltd
0.06%
166.
IndusInd Bank Ltd
Financial Services
0.06%
167.
Solar Industries India Ltd
Basic Materials
0.06%
168.
Adani Green Energy Ltd
Utilities
0.06%
169.
India (Republic of)
0.06%
170.
Tbill
0.06%
171.
Tbill
0.06%
172.
HDFC Life Future Sept 26
0.06%
173.
Day Tbill
0.06%
174.
REC Ltd
Financial Services
0.06%
175.
Rec Limited August 2026 Future
0.06%
176.
India (Republic of)
0.06%
177.
Future on Pidilite Industries Ltd
0.05%
178.
Future on TVS Motor Co Ltd 6% PRF REDEEM 01/09/2026 INR 10
0.05%
179.
TVS Motor Co Ltd
Consumer Cyclical
0.05%
180.
Future on Havells India Ltd
0.05%
181.
Cipla Limited September 2026 Future
0.04%
182.
Future on Britannia Industries Ltd
0.04%
183.
Bank of India
Financial Services
0.03%
184.
LIC Housing Finance Ltd
Financial Services
0.03%
185.
Future on LIC Housing Finance Ltd
0.03%
186.
Indus Towers Ltd Ordinary Shares
Communication Services
0.03%
187.
Hitachi Energy India Ltd Ordinary Shares
Industrials
0.02%
188.
Indus Towers Limited August 2026 Future
0.02%
189.
NTPC Future Sept 26
0.02%
190.
PNB Housing Finance Ltd
Financial Services
0.02%
191.
Future on PNB Housing Finance Ltd
0.02%
192.
Future on GE Vernova T&D India Ltd
0.02%
193.
GE Vernova T&D India Ltd
Industrials
0.02%
194.
Future on Max Healthcare Institute Ltd Ordinary Shares
0.02%
195.
Max Healthcare Institute Ltd Ordinary Shares
Healthcare
0.02%
196.
Future on DLF Ltd
0.01%
197.
DLF Ltd
Real Estate
0.01%
198.
SBI Cards and Payment Services Ltd Ordinary Shares
Financial Services
0.01%
199.
Wipro Ltd
Technology
0.01%
200.
Punjab National Bank Future Sept 26
0.01%
201.
Indian Oil Corp Ltd
Energy
0.01%
202.
Future on Apollo Hospitals Enterprise Ltd
0.01%
203.
S-Oil Future Aug 26
0.01%
204.
Apollo Hospitals Enterprise Ltd
Healthcare
0.01%
205.
Future on Bharat Heavy Electricals Ltd
0.01%
206.
Bharat Heavy Electricals Ltd
Industrials
0.01%
207.
Future on Laurus Labs Ltd
0.01%
208.
Laurus Labs Ltd
Healthcare
0.01%
209.
GMR Airports Ltd
Industrials
0.01%
210.
Future on GMR Airports Ltd
0.01%
211.
Future on One97 Communications Ltd
0.01%
212.
One97 Communications Ltd
Technology
0.01%
213.
Future on Tata Motors
0.01%
214.
Tata Motors Passenger Vehicles Ltd
Consumer Cyclical
0.01%
215.
Indian Hotels Co Ltd
Consumer Cyclical
0.01%
216.
The Indian Hotels Company Limited August 2026 Future
0.01%
217.
Future on GAIL (India) Ltd
0.01%
218.
GAIL (India) Ltd
Utilities
0.01%
219.
Ashok Leyland Ltd
Industrials
0.00%
220.
Future on Ashok Leyland Ltd
0.00%
221.
Future on Eicher Motors Ltd
0.00%
222.
Future on Inox Wind Ltd
0.00%
223.
Inox Wind Ltd
Industrials
0.00%
224.
Future on Godrej Properties Ltd
0.00%
225.
Godrej Properties Ltd
Real Estate
0.00%
226.
Hindustan Petroleum Corp Ltd
Energy
0.00%
227.
Future on Hindustan Petroleum Corp Ltd
0.00%
228.
Indus Towers Limited September 2026 Future
0.00%
229.
Cenergy Holdings SA Future Sept 26
0.00%
230.
360 One Wam Ltd Ordinary Shares
Financial Services
0.00%
231.
Future on 360 One Wam Ltd Ordinary Shares
0.00%
232.
Computer Age Management Services Ltd Ordinary Shares
-
233.
KFin Technologies Ltd
-
234.
8.33% Govt Stock 2026
-
235.
India (Republic of)
-
236.
Eternal Ltd
-
237.
Bharat Petroleum Corp Ltd
-
238.
India (Republic of)
-
239.
Dixon Technologies (India) Ltd
-
240.
NMDC Ltd
-
241.
ICICI Lombard General Insurance Co Ltd
-
242.
23/07/2026 Maturing 364 DTB
-
243.
Bharat Electronics Ltd
-
244.
Oil India Ltd
-
245.
Hyundai Motor India Ltd
-
246.
Manappuram Finance Ltd
-
247.
Avenue Supermarts Ltd
-
248.
17/07/2026 Maturing 182 DTB
-
249.
Swiggy Ltd
-
250.
Exide Industries Ltd
-
251.
Varun Beverages Ltd
-

Sector allocation

Unclassified61.42%
Financial Services21.73%
Healthcare18.38%
Consumer Cyclical13.42%
Consumer Defensive13.21%
Energy7.42%
Technology4.36%
Basic Materials4.20%
Industrials4.15%
Communication Services2.17%
Utilities1.28%
Real Estate0.02%

Comparable peers

Axis Balanced Advantage IDCW Reinvest Direct Plan
Axis Balanced Advantage IDCW Reinvest (DR) · ₹3.86 K Cr AUM
1Y+2.40%
3Y+13.57%
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Axis Balanced Advantage IDCW Payout Direct Plan
Axis Balanced Advantage IDCW Payout (DP) · ₹3.86 K Cr AUM
1Y+2.40%
3Y+13.57%
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Quant Dynamic Asset Allocation IDCW Reinvest Direct Plan
Quant Dynamic Asset Allocation IDCW Reinvest (DR) · ₹880.40 Cr AUM
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Quant Dynamic Asset Allocation IDCW Payout Direct Plan
Quant Dynamic Asset Allocation IDCW Payout (DP) · ₹880.40 Cr AUM
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NJ Balanced Advantage IDCW Payout Direct Plan
NJ Balanced Advantage IDCW Payout (DP) · ₹3.42 K Cr AUM
1Y-1.85%
3Y+7.78%
-

Investment objective

The investment objective of the Scheme is to generate capital appreciation by dynamically allocating its assets between equity and specified debt securities. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Scheme details

Scheme code: 149265
Fund house: NJ Mutual Fund
Category: Open Ended
Type: Hybrid Schemes
Sub-category: Dynamic Asset Allocation or Balanced Advantage
Plan: Direct
Return type: IDCW
ISIN (Growth): INF0J8L01032
ISIN (Div. Reinvest): -
Tradable on exchange: No

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