UTI Mutual Fund
← All mutual funds

UTI Banking & PSU Debt Fund - Direct Plan - Annual IDCW

UTI Mutual Fund · Banking and PSU Fund · Direct · IDCW4/5 ★

NAV · as of 10/09/2026

13.76

1D

0.00%

1Y

+2.97%

Key stats

Expense ratio
0.22%
AUM
₹1.48 K Cr
Launched
10/11/2016
Fund manager
Anurag Mittal
Risk
Low to Moderate Risk
Min lump-sum
₹20,000
Min SIP
₹500/mo
Fresh lump-sum
Accepted
Fresh SIP
Accepted

NAV history

UTI Banking & PSU Debt Fund - Direct Plan - Annual IDCW

11/08/2026 to 10/09/2026

O - H - L -

13.7613.6811/08/202610/09/2026
1W+0.11%
1M+0.57%
3M+2.00%
6M+0.28%
1Y+2.97%
3Y+3.69%
5Y+4.19%
MAX+35.83%

Top holdings

44 disclosed
  • 1.

    Canara Bank

    7.51%
  • 2.

    Union Bank Of India

    6.54%
  • 3.

    ICICI Bank Ltd. - NCD & Bonds - NCD & Bonds

    4.85%
  • 4.

    National Bank For Agriculture And Rural Development - NCD & Bonds - NCD & Bonds

    3.71%
  • 5.

    Axis Bank Limited - NCD & Bonds - NCD & Bonds

    3.70%
  • 6.

    7.38% Govt Stock 2027

    3.41%
  • 7.

    7.61% Tamilnadu SDL 2027

    3.39%
  • 8.

    Export-Import Bank of India - Commercial Paper - Commercial Paper

    3.29%
  • 9.

    Axis Bank Ltd

    3.27%
  • 10.

    HDFC Bank Limited

    3.27%
  • 11.

    National Bank For Agriculture And Rural Development

    3.27%
  • 12.

    Small Industries Dev Bank Of India

    3.26%
  • 13.

    Poonawalla Fincorp Limited - Commercial Paper - Commercial Paper

    3.26%
  • 14.

    Small Industries Dev Bank Of India

    3.25%
  • 15.

    Aditya Birla Housing Finance Limited - NCD & Bonds - NCD & Bonds

    2.70%
  • 16.

    Net Current Assets

    2.51%
  • 17.

    National Housing Bank - NCD & Bonds - NCD & Bonds

    2.36%
  • 18.

    HDFC Bank Limited - NCD & Bonds - NCD & Bonds

    2.36%
  • 19.

    Indian Railway Finance Corporation Limited - NCD & Bonds - NCD & Bonds

    2.03%
  • 20.

    7.86% Karnataka Sdl 2027

    1.70%
  • 21.

    Bharti Telecom Limited - NCD & Bonds - NCD & Bonds

    1.70%
  • 22.

    Power Finance Corporation Limited - NCD & Bonds - NCD & Bonds

    1.69%
  • 23.

    Aditya Birla Housing Finance Limited - NCD & Bonds - NCD & Bonds

    1.69%
  • 24.

    Power Finance Corporation Limited - NCD & Bonds - NCD & Bonds

    1.69%
  • 25.

    Kotak Mahindra Prime Limited - NCD & Bonds - NCD & Bonds

    1.69%
  • 26.

    Rec Limited - NCD & Bonds - NCD & Bonds

    1.69%
  • 27.

    Export Import Bank Of India - NCD & Bonds - NCD & Bonds

    1.69%
  • 28.

    Indian Bank

    1.63%
  • 29.

    Small Industries Development Bank Of India

    1.63%
  • 30.

    HDFC Bank Ltd. - NCD & Bonds - NCD & Bonds

    1.63%
  • 31.

    HDFC Bank Ltd

    1.62%
  • 32.

    Toyota Financial Services India Limited - NCD & Bonds - NCD & Bonds

    1.35%
  • 33.

    Tata Capital Housing Finance Limited - NCD & Bonds - NCD & Bonds

    1.35%
  • 34.

    Bajaj Housing Finance Limited - NCD & Bonds - NCD & Bonds

    1.34%
  • 35.

    Kotak Mahindra Bank Limited

    1.31%
  • 36.

    Power Finance Corporation Limited - NCD & Bonds - NCD & Bonds

    1.02%
  • 37.

    ICICI Bank Limited - NCD & Bonds - NCD & Bonds

    1.01%
  • 38.

    Nhpc Limited - NCD & Bonds - NCD & Bonds

    1.01%
  • 39.

    Icici Securities Limited (Earlier Icici Brokerage Services Limited) - Commercial Paper - Commercial Paper

    0.97%
  • 40.

    Canara Bank

    0.97%
  • 41.

    National Bank for Agriculture and Rural Development

    0.97%
  • 42.

    Gs15dec2027c

    0.44%
  • 43.

    Corporate Debt Market Devt Fund - A2 Units

    0.26%
  • 44.

    Short Term Deposits -

    0.01%

Sector allocation

  • Unclassified100.00%

Comparable peers

  • Franklin India Banking & PSU Debt IDCW Payout Direct Plan

    Franklin Banking & PSU Debt IDCW Payout (DP) · ₹585.10 Cr AUM

    1Y+6.55%
    3Y+7.48%
    -

  • Franklin India Banking & PSU Debt IDCW Payout Direct Plan

    Franklin Banking & PSU Debt IDCW Payout (DP) · ₹585.10 Cr AUM

    1Y+6.55%
    3Y+7.48%
    -

  • Franklin India Banking & PSU Debt IDCW Reinvest Direct Plan

    Franklin Banking & PSU Debt IDCW Reinvest (DR) · ₹585.10 Cr AUM

    1Y+6.55%
    3Y+7.48%
    -

  • UTI Banking & PSU Debt Half Yearly IDCW Payout Direct Plan

    UTI Banking & PSU Debt Half Yearly IDCW Payout (DP) · ₹1.48 K Cr AUM

    1Y+6.27%
    3Y+7.48%
    -

  • UTI Banking & PSU Debt Annual IDCW Reinvest Direct Plan

    UTI Banking & PSU Debt Annual IDCW Reinvest (DR) · ₹1.48 K Cr AUM

    1Y+2.92%
    3Y+6.24%
    -

Investment objective

The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Scheme details

Scheme code
140135
Fund house
UTI Mutual Fund
Category
Open Ended
Type
Income/Debt Oriented Schemes
Sub-category
Banking and PSU Fund
Plan
Direct
Return type
IDCW
ISIN (Growth)
INF789FA1V03
ISIN (Div. Reinvest)
INF789FA1V11
Tradable on exchange
No

Kuvera page