HDFC Mutual Fund
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HDFC Retirement Fund - Hybrid-Debt Plan - Direct Plan - Growth Option

HDFC Mutual Fund · Retirement Fund · Direct · Growth

NAV · as of 11/09/2026

24.70

1D

-0.24%

1Y

+1.38%

Key stats

Expense ratio
1.35%
AUM
₹148.20 Cr
Launched
25/02/2016
Fund manager
Gopal Agrawal; Chirag Setalvad; Arun Agarwal; Anupam Joshi; Nandita Menezes
Lock-in
5 days
Risk
Moderately High Risk
Min lump-sum
₹100
Min SIP
₹100/mo
Fresh lump-sum
Accepted
Fresh SIP
Accepted

NAV history

HDFC Retirement Fund - Hybrid-Debt Plan - Direct Plan - Growth Option

12/08/2026 to 11/09/2026

O - H - L -

25.0824.7012/08/202611/09/2026
1W-0.55%
1M-1.50%
3M+0.60%
6M+1.23%
1Y+1.38%
3Y+6.72%
5Y+7.09%
MAX+146.48%

Top holdings

52 disclosed
  • 1.

    Treps - Tri-Party Repo

    11.24%
  • 2.

    6.67% Govt Stock 2050

    9.33%
  • 3.

    ICICI Bank Ltd

    Financial Services

    8.12%
  • 4.

    Larsen & Toubro Ltd

    Industrials

    7.18%
  • 5.

    Mahindra Rural Housing Finance Limited - NCD & Bonds

    6.83%
  • 6.

    6.48% Govt Stock 2035

    6.59%
  • 7.

    6.19% Govt Stock 2034

    6.52%
  • 8.

    Reliance Industries Ltd

    Energy

    5.79%
  • 9.

    7.57% Govt Stock 2033

    5.29%
  • 10.

    8.97% Govt Stock 2030

    4.05%
  • 11.

    7.5% Govt Stock 2034

    3.52%
  • 12.

    Indian Railway Finance Corporation Limited - NCD & Bonds

    3.45%
  • 13.

    Net Current Assets

    3.15%
  • 14.

    HDFC Bank Ltd

    Financial Services

    2.40%
  • 15.

    State Bank of India

    Financial Services

    1.35%
  • 16.

    Axis Bank Ltd

    Financial Services

    1.15%
  • 17.

    Bharti Airtel Ltd

    Communication Services

    1.03%
  • 18.

    Maruti Suzuki India Ltd

    Consumer Cyclical

    0.91%
  • 19.

    Tata Consultancy Services Ltd

    Technology

    0.74%
  • 20.

    ICICI Lombard General Insurance Co Ltd

    Financial Services

    0.73%
  • 21.

    Infosys Ltd

    Technology

    0.72%
  • 22.

    SBI Life Insurance Co Ltd

    Financial Services

    0.63%
  • 23.

    Transport Corp of India Ltd

    Industrials

    0.63%
  • 24.

    City Union Bank Ltd

    Financial Services

    0.59%
  • 25.

    Power Grid Corp Of India Ltd

    Utilities

    0.57%
  • 26.

    Lupin Ltd

    Healthcare

    0.50%
  • 27.

    Vesuvius India Ltd

    Industrials

    0.47%
  • 28.

    ITC Ltd

    Consumer Defensive

    0.47%
  • 29.

    Dr. Lal PathLabs Ltd

    Healthcare

    0.46%
  • 30.

    Alkem Laboratories Ltd

    Healthcare

    0.38%
  • 31.

    Balkrishna Industries Ltd

    Consumer Cyclical

    0.36%
  • 32.

    Zensar Technologies Ltd

    Technology

    0.35%
  • 33.

    PVR INOX Ltd

    Communication Services

    0.34%
  • 34.

    Gujarat Pipavav Port Ltd

    Industrials

    0.31%
  • 35.

    Bayer CropScience Ltd

    Basic Materials

    0.30%
  • 36.

    Gujarat Energy Ltd

    Utilities

    0.30%
  • 37.

    Alembic Pharmaceuticals Ltd

    Healthcare

    0.29%
  • 38.

    Hindustan Petroleum Corp Ltd

    Energy

    0.27%
  • 39.

    Kalpataru Projects International Ltd

    Industrials

    0.26%
  • 40.

    Voltamp Transformers Ltd

    Industrials

    0.25%
  • 41.

    Ramco Cements Ltd

    Basic Materials

    0.25%
  • 42.

    Gateway Distriparks Ltd

    Industrials

    0.24%
  • 43.

    Symphony Ltd

    Consumer Cyclical

    0.23%
  • 44.

    Huhtamaki India Ltd Ordinary Shares

    Consumer Cyclical

    0.22%
  • 45.

    TCPL Packaging Ltd

    Consumer Cyclical

    0.22%
  • 46.

    Goodyear India Ltd

    Consumer Cyclical

    0.22%
  • 47.

    SKF India Ltd

    Industrials

    0.21%
  • 48.

    The Anup Engineering Ltd

    Industrials

    0.19%
  • 49.

    United Spirits Ltd

    Consumer Defensive

    0.18%
  • 50.

    7.54% Govt Stock 2036

    0.11%
  • 51.

    Popular Vehicles and Services Ltd

    Consumer Cyclical

    0.07%
  • 52.

    Gspl Transmission Limited

    0.05%

Sector allocation

  • Unclassified60.13%
  • Financial Services14.97%
  • Industrials9.73%
  • Energy6.06%
  • Consumer Cyclical2.23%
  • Technology1.81%
  • Healthcare1.63%
  • Communication Services1.37%
  • Utilities0.86%
  • Consumer Defensive0.65%
  • Basic Materials0.56%

Comparable peers

  • Aditya Birla Sun Life Retirement The 30s Growth Direct Plan

    ABSL Retirement The 30s (G) · ₹473.10 Cr AUM

    1Y+14.79%
    3Y+16.22%
    -

  • ICICI Prudential Retirement Hybrid Aggressive Growth Direct Plan

    ICICI Pru Retirement Hybrid Aggressive (G) · ₹1.27 K Cr AUM

    1Y+8.65%
    3Y+17.42%
    -

  • ICICI Prudential Retirement Pure Equity Growth Direct Plan

    ICICI Pru Retirement Pure Equity (G) · ₹2.10 K Cr AUM

    1Y+8.44%
    3Y+19.43%
    -

  • Tata Retirement Saving Progressive Growth Direct Plan

    Tata Retirement Saving Progressive (G) · ₹2.25 K Cr AUM

    1Y+8.18%
    3Y+13.21%
    -

  • HDFC Retirement Hybrid Debt Growth Direct Plan

    HDFC Retirement Hybrid Debt (G) · ₹148.20 Cr AUM

    1Y+1.69%
    3Y+6.72%
    -

Investment objective

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.

Scheme details

Scheme code
136465
Fund house
HDFC Mutual Fund
Category
Open Ended
Type
Solution Oriented Schemes **
Sub-category
Retirement Fund
Plan
Direct
Return type
Growth
ISIN (Growth)
INF179KB1MJ2
ISIN (Div. Reinvest)
-
Tradable on exchange
No

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