Franklin India Banking & PSU Debt Fund - Direct Plan - IDCW

Franklin Templeton Mutual Fund · Banking and PSU Fund · Direct · IDCW5/5 ★

NAV · as of 11/09/2026

11.63

-0.08%

+0.42%

Key stats

Expense ratio: 0.23%
AUM: ₹585.10 Cr
Launched: 25/04/2014
Fund manager: Anuj Tagra; Chandni Gupta; Sandeep Manam
Risk: Moderate Risk
Min lump-sum: ₹5,000
Min SIP: ₹500/mo
Fresh lump-sum: Accepted
Fresh SIP: Accepted

NAV history

Franklin India Banking & PSU Debt Fund - Direct Plan - IDCW

12/08/2026 to 11/09/2026

O - H - L -

1W+0.04%

1M+0.39%

3M+0.45%

6M+0.18%

1Y+0.42%

3Y+1.91%

5Y+0.91%

MAX+16.32%

Top holdings

40 disclosed

1.
Maharashtra SDL
5.56%
2.
India Infrastructure Finance Company Limited - NCD & Bonds - NCD & Bonds
5.40%
3.
National Bank For Agriculture And Rural Development - NCD & Bonds - NCD & Bonds
4.62%
4.
Axis Bank Limited - NCD & Bonds - NCD & Bonds
4.49%
5.
Mahindra And Mahindra Financial Services Limited - NCD & Bonds - NCD & Bonds
4.40%
6.
Canara Bank
4.29%
7.
HDFC Bank Limited
4.24%
8.
Indian Bank
4.22%
9.
Small Industries Development Bank Of India
4.22%
10.
Bank Of Baroda
4.20%
11.
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
4.20%
12.
ICICI Bank Limited
4.18%
13.
Rec Limited - NCD & Bonds - NCD & Bonds
4.10%
14.
Small Industries Development Bank Of India
4.07%
15.
Rec Limited - NCD & Bonds - NCD & Bonds
3.70%
16.
Power Finance Corporation Limited - NCD & Bonds - NCD & Bonds
3.58%
17.
Punjab (State Of) 7.02%
3.47%
18.
HDFC Bank Limited
3.35%
19.
National Bank For Agriculture And Rural Development
3.35%
20.
Union Bank Of India
3.32%
21.
Jubilant Beverages Limited - NCD & Bonds - NCD & Bonds
2.22%
22.
7.73% Andhra Sgs 2032
1.82%
23.
Small Industries Development Bank Of India - NCD & Bonds - NCD & Bonds
1.78%
24.
National Housing Bank - NCD & Bonds - NCD & Bonds
1.76%
25.
7.62% Punjab Sgs 2033
1.75%
26.
Bihar State Development Loans
1.11%
27.
7.71% Govt Stock 2066
1.07%
28.
Jubilant Bevco Limited - NCD & Bonds - NCD & Bonds
1.06%
29.
HDFC Bank Limited - NCD & Bonds - NCD & Bonds
0.89%
30.
Call, Cash & Other Assets
0.89%
31.
7.17% Rajasthan Sdl 2032
0.89%
32.
Tata Capital Limited - NCD & Bonds - NCD & Bonds
0.88%
33.
Corporate Debt Market Development Fund Class A2
0.36%
34.
7.64% Uttarakhand Sgs 2032
0.24%
35.
7.32% Chhattisgarh Sgs 2037
0.09%
36.
7.32% Westbengal Sgs 2038
0.09%
37.
Himachal Pradesh (Government of) 7.56%
0.09%
38.
6.9% Govt Stock 2065
0.03%
39.
Kerala (Government of) 7.56%
0.02%
40.
Margin On Irs
0.02%

Sector allocation

Unclassified100.00%

Comparable peers

Franklin India Banking & PSU Debt IDCW Payout Direct Plan
Franklin Banking & PSU Debt IDCW Payout (DP) · ₹585.10 Cr AUM
1Y+6.55%
3Y+7.47%
-
Franklin India Banking & PSU Debt IDCW Payout Direct Plan
Franklin Banking & PSU Debt IDCW Payout (DP) · ₹585.10 Cr AUM
1Y+6.55%
3Y+7.47%
-
Franklin India Banking & PSU Debt IDCW Reinvest Direct Plan
Franklin Banking & PSU Debt IDCW Reinvest (DR) · ₹585.10 Cr AUM
1Y+6.55%
3Y+7.47%
-
UTI Banking & PSU Debt Half Yearly IDCW Payout Direct Plan
UTI Banking & PSU Debt Half Yearly IDCW Payout (DP) · ₹1.48 K Cr AUM
1Y+6.27%
3Y+7.48%
-
UTI Banking & PSU Debt Half Yearly IDCW Reinvest Direct Plan
UTI Banking & PSU Debt Half Yearly IDCW Reinvest (DR) · ₹1.48 K Cr AUM
1Y+6.27%
3Y+7.48%
-

Investment objective

The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Municipal bonds. However, there is no assurance or guarantee that the objective of the scheme will be achieved.

Scheme details

Scheme code: 129009
Fund house: Franklin Templeton Mutual Fund
Category: Open Ended
Type: Debt Scheme
Sub-category: Banking and PSU Fund
Plan: Direct
Return type: IDCW
ISIN (Growth): INF090I01KS6
ISIN (Div. Reinvest): INF090I01KT4
Tradable on exchange: No

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