Kotak Banking and PSU Debt Fund - Direct Plan - Monthly Payout of Income Distribution cum capital withdrawal option

Kotak Mahindra Mutual Fund · Banking and PSU Fund · Direct · IDCW2/5 ★

NAV · as of 11/09/2026

10.22

-0.13%

-0.50%

Key stats

Expense ratio: 0.40%
AUM: ₹5.00 K Cr
Launched: 11/01/2013
Fund manager: Deepak Agrawal; Dharmesh Thakkar
Risk: Low to Moderate Risk
Min lump-sum: ₹100
Min SIP: ₹100/mo
Fresh lump-sum: Accepted
Fresh SIP: Accepted

NAV history

Kotak Banking and PSU Debt Fund - Direct Plan - Monthly Payout of Income Distribution cum capital withdrawal option

10/08/2026 to 11/09/2026

O - H - L -

1W-0.07%

1M-0.74%

3M-1.32%

6M-0.16%

1Y-0.50%

3Y-0.18%

5Y-0.45%

MAX-3.33%

Top holdings

67 disclosed

1.
Power Finance Corporation Limited - NCD & Bonds - NCD & Bonds
6.65%
2.
National Bank For Financing Infrastructure And Development - NCD & Bonds - NCD & Bonds
4.00%
3.
Indian Oil Corporation Limited - NCD & Bonds - NCD & Bonds
3.84%
4.
6.98% Gujarat Sgs 2032
3.33%
5.
Power Grid Corporation Of India Limited - NCD & Bonds - NCD & Bonds
3.24%
6.
Net Current Assets/(Liabilities)
3.19%
7.
HDFC Bank Limited - NCD & Bonds - NCD & Bonds
3.08%
8.
Rec Limited - NCD & Bonds - NCD & Bonds
3.05%
9.
State Bank Of India - NCD & Bonds - NCD & Bonds
2.88%
10.
Rural Electrification Corporation Limited - NCD & Bonds - NCD & Bonds
2.62%
11.
Small Industries Development Bank Of India - NCD & Bonds - NCD & Bonds
2.53%
12.
National Bank For Agriculture And Rural Development - NCD & Bonds - NCD & Bonds
2.51%
13.
Small Industries Development Bank Of India - NCD & Bonds - NCD & Bonds
2.50%
14.
Power Finance Corporation Limited - NCD & Bonds - NCD & Bonds
2.03%
15.
Export Import Bank Of India - NCD & Bonds - NCD & Bonds
2.01%
16.
National Bank For Agriculture And Rural Development - NCD & Bonds - NCD & Bonds
2.01%
17.
Power Finance Corporation Limited - NCD & Bonds - NCD & Bonds
2.01%
18.
ICICI Bank Limited - NCD & Bonds - NCD & Bonds
1.97%
19.
7.71% Govt Stock 2066
1.97%
20.
ICICI Bank Limited - NCD & Bonds - NCD & Bonds
1.96%
21.
National Bank For Financing Infrastructure And Development - NCD & Bonds - NCD & Bonds
1.95%
22.
Union Bank Of India - NCD & Bonds - NCD & Bonds
1.93%
23.
National Bank For Agriculture And Rural Development - NCD & Bonds - NCD & Bonds
1.71%
24.
6.9% Govt Stock 2065
1.67%
25.
National Housing Bank - NCD & Bonds - NCD & Bonds
1.59%
26.
Triparty Repo
1.57%
27.
Food Corporation Of India - NCD & Bonds - NCD & Bonds
1.51%
28.
Small Industries Development Bank Of India - NCD & Bonds - NCD & Bonds
1.51%
29.
Small Industries Development Bank Of India - NCD & Bonds - NCD & Bonds
1.50%
30.
Union Bank Of India
1.45%
31.
Indian Bank
1.42%
32.
HDFC Bank Limited - NCD & Bonds - NCD & Bonds
1.41%
33.
Karnataka State Development Loans
1.39%
34.
Power Grid Corporation Of India Limited - NCD & Bonds - NCD & Bonds
1.36%
35.
Tamil Nadu (Government of) 0.0754%
1.30%
36.
Rural Electrification Corporation Limited - NCD & Bonds - NCD & Bonds
1.23%
37.
Rec Limited - NCD & Bonds - NCD & Bonds
1.17%
38.
HDFC Bank Limited - NCD & Bonds - NCD & Bonds
1.03%
39.
Indian Railway Finance Corporation Limited - NCD & Bonds - NCD & Bonds
1.01%
40.
Indian Railway Finance Corporation Limited - NCD & Bonds - NCD & Bonds
1.01%
41.
Food Corporation Of India - NCD & Bonds - NCD & Bonds
1.01%
42.
Small Industries Development Bank Of India - NCD & Bonds - NCD & Bonds
1.00%
43.
HDFC Bank Limited - NCD & Bonds - NCD & Bonds
1.00%
44.
Small Industries Development Bank Of India - NCD & Bonds - NCD & Bonds
0.99%
45.
Ongc Petro Additions Limited - NCD & Bonds - NCD & Bonds
0.98%
46.
Mahanagar Telephone Nigam Limited - NCD & Bonds - NCD & Bonds
0.97%
47.
HDFC Bank Ltd. - NCD & Bonds - NCD & Bonds
0.97%
48.
HDFC Bank Limited - NCD & Bonds - NCD & Bonds
0.91%
49.
National Bank For Agriculture And Rural Development - NCD & Bonds - NCD & Bonds
0.90%
50.
7.63% Maharashtra Sgs 2035
0.78%
51.
7.19% Tamilnadu Sgs 2033
0.70%
52.
7.42% Gujarat Sgs 2031
0.61%
53.
Rural Electrification Corporation Limited - NCD & Bonds - NCD & Bonds
0.50%
54.
Rec Limited - NCD & Bonds - NCD & Bonds
0.50%
55.
National Bank For Agriculture And Rural Development - NCD & Bonds - NCD & Bonds
0.50%
56.
Rec Limited - NCD & Bonds - NCD & Bonds
0.50%
57.
Sbi Alternative Investment Fund
0.37%
58.
7.18% Maharashtra Sgs 2033
0.33%
59.
Indian Railway Finance Corporation Limited - NCD & Bonds - NCD & Bonds
0.10%
60.
Mahanagar Telephone Nigam Limited - NCD & Bonds - NCD & Bonds
0.10%
61.
7.24% Govt Stock 2055
0.10%
62.
Power Finance Corporation Limited - NCD & Bonds - NCD & Bonds
0.05%
63.
Power Finance Corporation Limited - NCD & Bonds - NCD & Bonds
0.02%
64.
6.46% Gujarat Sdl 2030
0.01%
65.
6.48% Govt Stock 2035
0.00%
66.
7.17% Gujarat Sgs 2032
-
67.
Tamil Nadu (Government of) 0.0769%
-

Sector allocation

Unclassified100.00%

Comparable peers

Franklin India Banking & PSU Debt IDCW Payout Direct Plan
Franklin Banking & PSU Debt IDCW Payout (DP) · ₹585.10 Cr AUM
1Y+6.55%
3Y+7.48%
-
Franklin India Banking & PSU Debt IDCW Payout Direct Plan
Franklin Banking & PSU Debt IDCW Payout (DP) · ₹585.10 Cr AUM
1Y+6.55%
3Y+7.48%
-
Franklin India Banking & PSU Debt IDCW Reinvest Direct Plan
Franklin Banking & PSU Debt IDCW Reinvest (DR) · ₹585.10 Cr AUM
1Y+6.55%
3Y+7.48%
-
UTI Banking & PSU Debt Half Yearly IDCW Payout Direct Plan
UTI Banking & PSU Debt Half Yearly IDCW Payout (DP) · ₹1.48 K Cr AUM
1Y+6.27%
3Y+7.48%
-
Kotak Banking & PSU Monthly IDCW Reinvest Direct Plan
Kotak Banking & PSU Monthly IDCW Reinvest (DR) · ₹5.00 K Cr AUM
1Y+2.39%
3Y+6.26%
-

Investment objective

To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and/or any security unconditionally guaranteed by the Govt. of India.There is no assurance that or guarantee that the investment objective of the scheme will be achieved.

Scheme details

Scheme code: 123692
Fund house: Kotak Mahindra Mutual Fund
Category: Open Ended
Type: Debt Scheme
Sub-category: Banking and PSU Fund
Plan: Direct
Return type: IDCW
ISIN (Growth): INF174K01KK1
ISIN (Div. Reinvest): INF174K01KL9
Tradable on exchange: No

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