Kotak Liquid Fund - Direct Plan - Growth

Kotak Mahindra Mutual Fund · Liquid Fund · Direct · Growth

NAV · as of 28/10/2026

5,777.92

+0.01%

+6.42%

Key stats

Expense ratio: 0.15%
AUM: ₹42.05 K Cr
Launched: 01/01/2013
Fund manager: Deepak Agrawal; Sunil Pandey
Risk: Moderate Risk
Min lump-sum: ₹1,000
Min SIP: ₹500/mo
Fresh lump-sum: Accepted
Fresh SIP: Accepted

NAV history

Kotak Liquid Fund - Direct Plan - Growth

04/10/2026 to 28/10/2026

O - H - L -

1W+0.08%

1M+0.43%

3M+1.47%

6M+3.14%

1Y+6.42%

3Y+6.89%

5Y+6.40%

MAX+24692.31%

Top holdings

143 disclosed

1.
Triparty Repo
9.93%
2.
India (Republic of)
2.69%
3.
India (Republic of)
2.60%
4.
Reliance Retail Ventures Ltd** Cp
2.25%
5.
National Bank For Agriculture And Rural Development - Commercial Paper - Commercial Paper
2.24%
6.
India (Republic of)
2.24%
7.
India (Republic of)
1.80%
8.
HDFC Bank Limited
1.80%
9.
Bank Of India
1.79%
10.
Indusind Bank Ltd.
1.79%
11.
India (Republic of)
1.74%
12.
Hdfc Bank Ltd.** Cd
1.61%
13.
Shriram Finance Limited** Cp
1.60%
14.
National Bank For Agriculture & Rural Development** Cp
1.60%
15.
HDFC Bank Limited
1.47%
16.
Bank Of Baroda
1.42%
17.
HDFC Bank Limited
1.34%
18.
National Bank for Agriculture and Rural Development - Commercial Paper - Commercial Paper
1.34%
19.
91 Days Treasury Bill 24/12/2026 Tb
1.25%
20.
Small Industries Development Bank Of India Cp
1.24%
21.
Hindustan Petroleum Corporation Ltd.** Cp
1.12%
22.
IIFL Finance Ltd. - Commercial Paper - Commercial Paper
1.03%
23.
Union Bank of India - NCD & Bonds - NCD & Bonds
0.90%
24.
HDFC Securities Limited - Commercial Paper - Commercial Paper
0.90%
25.
Canara Bank
0.90%
26.
Union Bank Of India
0.90%
27.
Central Bank of India
0.90%
28.
City Union Bank Limited
0.90%
29.
Power Finance Corp Ltd. - Commercial Paper - Commercial Paper
0.90%
30.
Canara Bank
0.90%
31.
The Jammu And Kashmir Bank Limited - NCD & Bonds - NCD & Bonds
0.90%
32.
Central Bank of India
0.90%
33.
Canara Bank** Cd
0.90%
34.
Indian Overseas Bank - NCD & Bonds - NCD & Bonds
0.90%
35.
Reliance Retail Ventures Limited - Commercial Paper - Commercial Paper
0.89%
36.
Bajaj Finance Ltd. - Commercial Paper - Commercial Paper
0.89%
37.
Small Industries Development Bank Of India** Cp
0.89%
38.
Ntpc Ltd** Cp
0.89%
39.
Punjab & Sind Bank
0.89%
40.
Bank Of India
0.89%
41.
Icici Securities Limited** Cp
0.89%
42.
Central Bank Of India** Cd
0.89%
43.
Adani Ports And Special Economic Zone Limited** Cp
0.89%
44.
The Karur Vysya Bank Ltd.
0.89%
45.
Export-Import Bank Of India** Cp
0.80%
46.
Bank Of Baroda
0.80%
47.
Pnb Housing Finance Limited - Commercial Paper - Commercial Paper
0.72%
48.
DSP Finance Pvt Ltd. - Commercial Paper - Commercial Paper
0.63%
49.
Bajaj Financial Securities Limited** Cp
0.62%
50.
Cesc Ltd.** Cp
0.54%
51.
Chambal Fertilisers & Chemicals Ltd.** Cp
0.53%
52.
Motilal Oswal Finvest Ltd.** Cp
0.53%
53.
Jsw Energy Ltd.** Cp
0.53%
54.
Bank Of Baroda** Cd
0.53%
55.
Bajaj Financial Securities Limited - Commercial Paper - Commercial Paper
0.50%
56.
Birla Group Holdings Private Limited - Commercial Paper - Commercial Paper
0.49%
57.
Tata Capital Housing Finance Limited - Commercial Paper - Commercial Paper
0.45%
58.
Adani Ports And SPecial Economic Zone Limited - Commercial Paper - Commercial Paper
0.45%
59.
Bank Of Baroda
0.45%
60.
Hindustan Petroleum Corporation Limited - Commercial Paper - Commercial Paper
0.45%
61.
DCB Bank Limited - NCD & Bonds - NCD & Bonds
0.45%
62.
HDFC Securities Limited - Commercial Paper - Commercial Paper
0.45%
63.
National Bank for Agriculture and Rural Development - Commercial Paper - Commercial Paper
0.45%
64.
Axis Bank Ltd
0.45%
65.
National Bank for Agriculture and Rural Development
0.45%
66.
PNB Housing Finance Ltd. - NCD & Bonds - NCD & Bonds
0.45%
67.
Canara Bank
0.45%
68.
Julius Baer Capital (India) Pvt. Ltd** Cp
0.45%
69.
Reliance Industries Ltd.** Cp
0.45%
70.
IGH Holdings Pvt Ltd. - Commercial Paper - Commercial Paper
0.45%
71.
ASeem Infrastructure Finance Limited - Commercial Paper - Commercial Paper
0.45%
72.
Yes Bank Limited
0.45%
73.
Can Fin Homes Ltd.** Cp
0.45%
74.
Bank Of Maharashtra
0.44%
75.
Bajaj Housing Finance Ltd. - Commercial Paper - Commercial Paper
0.42%
76.
Bharti Telecom Limited - NCD & Bonds - NCD & Bonds
0.41%
77.
Bank Of Baroda
0.40%
78.
Torrent Pharmaceuticals Ltd - Commercial Paper - Commercial Paper
0.40%
79.
Rec Limited - Commercial Paper - Commercial Paper
0.36%
80.
Bharat Petroleum Corporation Ltd.** Cp
0.36%
81.
REC Ltd. - Commercial Paper - Commercial Paper
0.36%
82.
Icici Securities Limited - Commercial Paper - Commercial Paper
0.36%
83.
Axis Securities Limited - Commercial Paper - Commercial Paper
0.36%
84.
Icici Securities Limited - NCD & Bonds - NCD & Bonds
0.36%
85.
Birla Group Holding Private Limited** Cp
0.36%
86.
Fed Bank Financial Services Limited** Cp
0.36%
87.
Manappuram Finance Ltd.** Cp
0.36%
88.
Sbicap Securities Limited** Cp
0.36%
89.
Motilal Oswal Financial Services Limited** Cp
0.36%
90.
360 One Prime Ltd.** Cp
0.36%
91.
Icici Securities Limited (Earlier Icici Brokerage Services Limited) - Commercial Paper - Commercial Paper
0.31%
92.
Canara Bank
0.31%
93.
Bank Of Baroda
0.28%
94.
Bahadur Chand Investments Private Limited - Commercial Paper - Commercial Paper
0.27%
95.
CTBC Bank Co Ltd.
0.27%
96.
Nuvama Wealth and Investment Ltd. - Commercial Paper - Commercial Paper
0.27%
97.
Motilal Oswal Financial Services Ltd - Commercial Paper - Commercial Paper
0.27%
98.
Axis Securities Limited - Commercial Paper - Commercial Paper
0.27%
99.
Aditya Birla Money Ltd** Cp
0.27%
100.
Iifl Finance Limited** Cp
0.27%
101.
IIFL Finance Limited - Commercial Paper - Commercial Paper
0.22%
102.
Network18 Media & Investments Ltd.** Cp
0.22%
103.
Iifl Capital Services Ltd.** Cp
0.22%
104.
Muthoot Fincorp Limited - Commercial Paper - Commercial Paper
0.22%
105.
Sbi Alternative Investment Fund
0.20%
106.
Au Small Finance Bank Limited
0.18%
107.
Axis Securities Limited - Commercial Paper - Commercial Paper
0.18%
108.
Axis Securities Limited - Commercial Paper - Commercial Paper
0.18%
109.
Julius Baer Capital (India) Private Limited - Commercial Paper - Commercial Paper
0.18%
110.
Pilani Investment And Industries Corporation Ltd. - NCD & Bonds - NCD & Bonds
0.18%
111.
Igh Holdings Private Limited** Cp
0.18%
112.
Jm Financial Services Limited** Cp
0.18%
113.
Bobcard Limited ( Formerly Known As Bob Financial Solutions Ltd)** Cp
0.18%
114.
Nuvama Wealth And Investment Ltd** Cp
0.18%
115.
Equitas Small Finance Bank Limited
0.18%
116.
The Clearing Corporation Of India Limited
0.14%
117.
HDFC Bank Limited
0.14%
118.
Godrej Industries Limited - Commercial Paper - Commercial Paper
0.13%
119.
Axis Bank Limited
0.13%
120.
Axis Bank Limited
0.13%
121.
Godrej Industries Ltd** Cp
0.13%
122.
Net Current Assets/(Liabilities)
0.10%
123.
LIC Housing Finance Ltd - NCD & Bonds - NCD & Bonds
0.09%
124.
HDFC Bank Limited
0.09%
125.
Dsp Finance Private Limited ** Cp
0.09%
126.
The Federal Bank Limited
0.09%
127.
Nj Capital Private Limited** Cp
0.09%
128.
Indusind Bank Ltd
0.09%
129.
Indian Bank
0.09%
130.
Tata Capital Limited - NCD & Bonds - NCD & Bonds
0.05%
131.
Rec Limited - NCD & Bonds - NCD & Bonds
0.05%
132.
Bajaj Finance Limited - Commercial Paper - Commercial Paper
0.04%
133.
Muthoot Finance Limited - Commercial Paper - Commercial Paper
0.04%
134.
Bank Of Baroda
0.04%
135.
Sundaram Finance Limited - NCD & Bonds - NCD & Bonds
0.03%
136.
Bajaj Finance Limited - Commercial Paper - Commercial Paper
0.03%
137.
Indian Bank
0.03%
138.
India (Republic of)
-
139.
India (Republic of)
-
140.
Union Bank of India - NCD & Bonds - NCD & Bonds
-
141.
India (Republic of)
-
142.
The Federal Bank Limited
-
143.
Adani Ports And SPecial Economic Zone Limited - Commercial Paper - Commercial Paper
-

Sector allocation

Unclassified94.29%

Comparable peers

Axis Liquid Growth Direct Plan
Axis Liquid (G) · ₹53.47 K Cr AUM
1Y+6.52%
3Y+6.96%
-
Franklin India Liquid Super Institutional Growth Direct Plan
Franklin Liquid (G) · ₹4.81 K Cr AUM
1Y+6.49%
3Y+6.95%
-
Edelweiss Liquid Growth Direct Plan
Edelweiss Liquid (G) · ₹11.74 K Cr AUM
1Y+6.48%
3Y+6.96%
-
Aditya Birla Sun Life Liquid Growth Direct Plan
ABSL Liquid (G) · ₹61.17 K Cr AUM
1Y+6.48%
3Y+6.95%
-
Kotak Liquid Growth Direct Plan
Kotak Liquid (G) · ₹42.05 K Cr AUM
1Y+6.42%
3Y+6.89%
-

Investment objective

The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI.

Scheme details

Scheme code: 119766
Fund house: Kotak Mahindra Mutual Fund
Category: Open Ended
Type: Income/Debt Oriented Schemes
Sub-category: Liquid Fund
Plan: Direct
Return type: Growth
ISIN (Growth): INF174K01NE8
ISIN (Div. Reinvest): -
Tradable on exchange: No

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