Tata Mutual Fund
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Tata Retirement Savings Fund-Conservative Plan - Direct Plan - Growth Option

Tata Mutual Fund · Retirement Fund · Direct · Growth5/5 ★

NAV · as of 11/09/2026

39.03

1D

-0.31%

1Y

+5.01%

Key stats

Expense ratio
1.06%
AUM
₹171.10 Cr
Launched
01/01/2013
Fund manager
Murthy Nagarajan; Amit Somani; Sonam Udasi
Lock-in
5 days
Risk
Moderately High Risk
Min lump-sum
₹5,000
Min SIP
₹500/mo
Fresh lump-sum
Accepted
Fresh SIP
Accepted

NAV history

Tata Retirement Savings Fund-Conservative Plan - Direct Plan - Growth Option

12/08/2026 to 11/09/2026

O - H - L -

39.3839.0312/08/202611/09/2026
1W-0.39%
1M-0.58%
3M+2.52%
6M+6.24%
1Y+5.01%
3Y+8.05%
5Y+6.86%
MAX+249.34%

Top holdings

62 disclosed
  • 1.

    6.79% Govt Stock 2034

    20.62%
  • 2.

    7.17% Govt Stock 2030

    9.02%
  • 3.

    7.38% Govt Stock 2027

    8.90%
  • 4.

    6.36% Govt Stock 2031

    8.78%
  • 5.

    Jamnagar Utilities & Power Private Limited - NCD & Bonds

    5.85%
  • 6.

    7.36% Govt Stock 2052

    5.84%
  • 7.

    6.9% Govt Stock 2065

    5.44%
  • 8.

    SHIVSHAKTI SECURITISATION TRUST

    2.87%
  • 9.

    I) Repo

    2.13%
  • 10.

    Cash / Net Current Asset

    2.06%
  • 11.

    Solar Industries India Ltd

    Basic Materials

    1.60%
  • 12.

    ICICI Bank Ltd

    Financial Services

    1.49%
  • 13.

    Reliance Industries Ltd

    Energy

    1.24%
  • 14.

    Eternal Ltd

    Consumer Cyclical

    1.17%
  • 15.

    Ather Energy Ltd

    Consumer Cyclical

    1.10%
  • 16.

    Multi Commodity Exchange of India Ltd

    Financial Services

    0.94%
  • 17.

    Coal India Ltd

    Energy

    0.92%
  • 18.

    Dixon Technologies (India) Ltd

    Technology

    0.82%
  • 19.

    DOMS Industries Ltd

    Industrials

    0.78%
  • 20.

    Exide Industries Ltd

    Consumer Cyclical

    0.78%
  • 21.

    Nippon Life India Asset Management Ltd Ordinary Shares

    Financial Services

    0.74%
  • 22.

    Radico Khaitan Ltd

    Consumer Defensive

    0.73%
  • 23.

    Adani Ports & Special Economic Zone Ltd

    Industrials

    0.72%
  • 24.

    Polycab India Ltd

    Industrials

    0.68%
  • 25.

    Tata Consumer Products Ltd

    Consumer Defensive

    0.68%
  • 26.

    360 One Wam Ltd Ordinary Shares

    Financial Services

    0.67%
  • 27.

    Bikaji Foods International Ltd

    Consumer Defensive

    0.65%
  • 28.

    PB Fintech Ltd

    Financial Services

    0.64%
  • 29.

    Kotak Mahindra Bank Ltd

    Financial Services

    0.62%
  • 30.

    Sun Pharmaceuticals Industries Ltd

    Healthcare

    0.61%
  • 31.

    BSE Ltd

    Financial Services

    0.60%
  • 32.

    Titan Co Ltd

    Consumer Cyclical

    0.59%
  • 33.

    Nestle India Ltd

    Consumer Defensive

    0.58%
  • 34.

    Fujiyama Power Systems Ltd

    Technology

    0.58%
  • 35.

    Oil India Ltd

    Energy

    0.53%
  • 36.

    Karur Vysya Bank Ltd

    Financial Services

    0.52%
  • 37.

    HCL Technologies Ltd

    Technology

    0.50%
  • 38.

    Billionbrains Garage Ventures Ltd

    Financial Services

    0.50%
  • 39.

    Muthoot Finance Ltd

    Financial Services

    0.48%
  • 40.

    Kirloskar Pneumatic Co Ltd

    Industrials

    0.45%
  • 41.

    Rainbow Childrens Medicare Ltd

    Healthcare

    0.42%
  • 42.

    Grindwell Norton Ltd

    Industrials

    0.39%
  • 43.

    Tata Consultancy Services Ltd

    Technology

    0.37%
  • 44.

    Metro Brands Ltd

    Consumer Cyclical

    0.37%
  • 45.

    Manappuram Finance Ltd

    Financial Services

    0.37%
  • 46.

    Shriram Finance Ltd

    Financial Services

    0.35%
  • 47.

    One97 Communications Ltd

    Technology

    0.34%
  • 48.

    Adani Power Ltd

    Utilities

    0.34%
  • 49.

    Apollo Hospitals Enterprise Ltd

    Healthcare

    0.33%
  • 50.

    Varun Beverages Ltd

    Consumer Defensive

    0.30%
  • 51.

    Ramco Cements Ltd

    Basic Materials

    0.29%
  • 52.

    Godrej Industries Ltd

    Industrials

    0.29%
  • 53.

    Maruti Suzuki India Ltd

    Consumer Cyclical

    0.29%
  • 54.

    GlaxoSmithKline Pharmaceuticals Ltd

    Healthcare

    0.25%
  • 55.

    Vedanta Aluminium Metal Ltd

    Basic Materials

    0.21%
  • 56.

    Zensar Technologies Ltd

    Technology

    0.21%
  • 57.

    Godrej Agrovet Ltd Ordinary Shares

    Consumer Defensive

    0.20%
  • 58.

    Adani Energy Solutions Ltd

    Utilities

    0.17%
  • 59.

    Diamond Power Infrastructure Ltd

    Industrials

    0.10%
  • 60.

    Godrej Properties Ltd

    -
  • 61.

    GE Vernova T&D India Ltd

    -
  • 62.

    Bharat Electronics Ltd

    -

Sector allocation

  • Unclassified71.51%
  • Financial Services7.92%
  • Consumer Cyclical4.30%
  • Industrials3.40%
  • Consumer Defensive3.14%
  • Technology2.82%
  • Energy2.70%
  • Basic Materials2.10%
  • Healthcare1.61%
  • Utilities0.51%

Comparable peers

  • Aditya Birla Sun Life Retirement The 30s Growth Direct Plan

    ABSL Retirement The 30s (G) · ₹473.10 Cr AUM

    1Y+14.79%
    3Y+16.22%
    -

  • ICICI Prudential Retirement Hybrid Aggressive Growth Direct Plan

    ICICI Pru Retirement Hybrid Aggressive (G) · ₹1.27 K Cr AUM

    1Y+8.65%
    3Y+17.42%
    -

  • ICICI Prudential Retirement Pure Equity Growth Direct Plan

    ICICI Pru Retirement Pure Equity (G) · ₹2.10 K Cr AUM

    1Y+8.44%
    3Y+19.43%
    -

  • Tata Retirement Saving Progressive Growth Direct Plan

    Tata Retirement Saving Progressive (G) · ₹2.25 K Cr AUM

    1Y+8.18%
    3Y+13.21%
    -

  • Tata Retirement Saving Conservative Growth Direct Plan

    Tata Retirement Saving Conservative (G) · ₹171.10 Cr AUM

    1Y+5.40%
    3Y+8.01%
    -

Investment objective

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals.

Scheme details

Scheme code
119256
Fund house
Tata Mutual Fund
Category
Open Ended
Type
Solution Oriented Scheme
Sub-category
Retirement Fund
Plan
Direct
Return type
Growth
ISIN (Growth)
INF277K01QM5
ISIN (Div. Reinvest)
-
Tradable on exchange
No

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