Tata Retirement Savings Fund-Moderate Plan - Direct Plan - Growth Option

Tata Mutual Fund · Retirement Fund · Direct · Growth5/5 ★

NAV · as of 11/09/2026

82.46

-0.30%

+7.39%

Key stats

Expense ratio: 0.83%
AUM: ₹2.25 K Cr
Launched: 01/01/2013
Fund manager: Murthy Nagarajan; Amit Somani; Sonam Udasi
Lock-in: 5 days
Portfolio turnover: 0.45%
Risk: Very High Risk
Min lump-sum: ₹5,000
Min SIP: ₹150/mo
Fresh lump-sum: Accepted
Fresh SIP: Accepted

NAV history

Tata Retirement Savings Fund-Moderate Plan - Direct Plan - Growth Option

13/08/2026 to 11/09/2026

O - H - L -

1W-0.82%

1M-0.68%

3M+5.54%

6M+15.67%

1Y+7.39%

3Y+12.70%

5Y+10.88%

MAX+580.04%

Top holdings

72 disclosed

1.
ICICI Bank Ltd
Financial Services
4.43%
2.
Solar Industries India Ltd
Basic Materials
4.40%
3.
Reliance Industries Ltd
Energy
3.40%
4.
6.36% Govt Stock 2031
3.15%
5.
Eternal Ltd
Consumer Cyclical
3.14%
6.
Radico Khaitan Ltd
Consumer Defensive
2.99%
7.
Multi Commodity Exchange of India Ltd
Financial Services
2.51%
8.
Nippon Life India Asset Management Ltd Ordinary Shares
Financial Services
2.40%
9.
Polycab India Ltd
Industrials
2.22%
10.
360 One Wam Ltd Ordinary Shares
Financial Services
2.07%
11.
Kirloskar Pneumatic Co Ltd
Industrials
2.04%
12.
Karur Vysya Bank Ltd
Financial Services
1.95%
13.
Rainbow Childrens Medicare Ltd
Healthcare
1.91%
14.
Exide Industries Ltd
Consumer Cyclical
1.88%
15.
Adani Ports & Special Economic Zone Ltd
Industrials
1.86%
16.
Tata Consumer Products Ltd
Consumer Defensive
1.83%
17.
PB Fintech Ltd
Financial Services
1.82%
18.
BSE Ltd
Financial Services
1.78%
19.
6.94% Govt Stock 2036
1.73%
20.
Kotak Mahindra Bank Ltd
Financial Services
1.69%
21.
Titan Co Ltd
Consumer Cyclical
1.66%
22.
Muthoot Finance Ltd
Financial Services
1.66%
23.
Dixon Technologies (India) Ltd
Technology
1.65%
24.
Coal India Ltd
Energy
1.63%
25.
Nestle India Ltd
Consumer Defensive
1.59%
26.
Godrej Properties Ltd
Real Estate
1.54%
27.
Cash / Net Current Asset
1.53%
28.
DOMS Industries Ltd
Industrials
1.49%
29.
HCL Technologies Ltd
Technology
1.48%
30.
Godrej Industries Ltd
Industrials
1.43%
31.
Billionbrains Garage Ventures Ltd
Financial Services
1.42%
32.
Oil India Ltd
Energy
1.41%
33.
7.38% Govt Stock 2027
1.37%
34.
Bikaji Foods International Ltd
Consumer Defensive
1.35%
35.
6.79% Govt Stock 2034
1.35%
36.
Pricol Ltd
Consumer Cyclical
1.26%
37.
Fujiyama Power Systems Ltd
Technology
1.25%
38.
Manappuram Finance Ltd
Financial Services
1.21%
39.
(I) Treps
1.16%
40.
HDFC Bank Limited - NCD & Bonds
1.14%
41.
Sun Pharmaceuticals Industries Ltd
Healthcare
1.13%
42.
National Bank For Agriculture And Rural Development - NCD & Bonds
1.13%
43.
Adani Power Ltd
Utilities
1.07%
44.
Adani Energy Solutions Ltd
Utilities
1.07%
45.
Grasim Industries Ltd
Basic Materials
1.01%
46.
6.79% Govt Stock 2029
0.91%
47.
Apollo Hospitals Enterprise Ltd
Healthcare
0.91%
48.
SHIVSHAKTI SECURITISATION TRUST
0.88%
49.
GE Vernova T&D India Ltd
Industrials
0.88%
50.
Maruti Suzuki India Ltd
Consumer Cyclical
0.87%
51.
Tata Consultancy Services Ltd
Technology
0.86%
52.
RBL Bank Ltd
Financial Services
0.85%
53.
Metro Brands Ltd
Consumer Cyclical
0.85%
54.
Shriram Finance Ltd
Financial Services
0.85%
55.
Ramco Cements Ltd
Basic Materials
0.82%
56.
Varun Beverages Ltd
Consumer Defensive
0.77%
57.
Ather Energy Ltd
Consumer Cyclical
0.76%
58.
Grindwell Norton Ltd
Industrials
0.68%
59.
Bharat Electronics Ltd
Industrials
0.68%
60.
Jamnagar Utilities & Power Private Limited - NCD & Bonds
0.68%
61.
6.48% Govt Stock 2035
0.66%
62.
Zensar Technologies Ltd
Technology
0.60%
63.
Diamond Power Infrastructure Ltd
Industrials
0.58%
64.
Vedanta Aluminium Metal Ltd
Basic Materials
0.55%
65.
6.1% Govt Stock 2031
0.52%
66.
GlaxoSmithKline Pharmaceuticals Ltd
Healthcare
0.46%
67.
7.36% Govt Stock 2052
0.45%
68.
Godrej Agrovet Ltd Ordinary Shares
Consumer Defensive
0.44%
69.
Nhpc Limited - NCD & Bonds
0.22%
70.
7.26% Govt Stock 2029
0.09%
71.
ITC Ltd
-
72.
HDFC Bank Ltd
-

Sector allocation

Financial Services24.64%
Unclassified16.96%
Industrials11.85%
Consumer Cyclical10.42%
Consumer Defensive8.98%
Basic Materials6.78%
Energy6.43%
Technology5.84%
Healthcare4.41%
Utilities2.14%
Real Estate1.54%

Comparable peers

Aditya Birla Sun Life Retirement The 30s Growth Direct Plan
ABSL Retirement The 30s (G) · ₹473.10 Cr AUM
1Y+14.79%
3Y+16.22%
-
ICICI Prudential Retirement Hybrid Aggressive Growth Direct Plan
ICICI Pru Retirement Hybrid Aggressive (G) · ₹1.27 K Cr AUM
1Y+8.65%
3Y+17.42%
-
ICICI Prudential Retirement Pure Equity Growth Direct Plan
ICICI Pru Retirement Pure Equity (G) · ₹2.10 K Cr AUM
1Y+8.44%
3Y+19.43%
-
Tata Retirement Saving Progressive Growth Direct Plan
Tata Retirement Saving Progressive (G) · ₹2.25 K Cr AUM
1Y+8.18%
3Y+13.21%
-
Tata Retirement Saving Moderate Growth Direct Plan
Tata Retirement Saving Moderate (G) · ₹2.25 K Cr AUM
1Y+7.79%
3Y+12.44%
-

Investment objective

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals.

Scheme details

Scheme code: 119255
Fund house: Tata Mutual Fund
Category: Open Ended
Type: Solution Oriented Scheme
Sub-category: Retirement Fund
Plan: Direct
Return type: Growth
ISIN (Growth): INF277K01QN3
ISIN (Div. Reinvest): -
Tradable on exchange: No

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