Franklin India Retirement Fund - Direct Plan - IDCW

Franklin Templeton Mutual Fund · Retirement Fund · Direct · IDCW3/5 ★

NAV · as of 11/09/2026

18.36

-0.09%

Key stats

Expense ratio: 1.51%
AUM: ₹494.60 Cr
Launched: 01/01/2013
Fund manager: Ajay Argal; Pallab Roy; Anuj Tagra; Rajasa Kakulavarapu
Lock-in: 5 days
Risk: Moderately High Risk
Min lump-sum: ₹500
Min SIP: ₹500/mo
Fresh lump-sum: Closed
Fresh SIP: Closed

NAV history

Franklin India Retirement Fund - Direct Plan - IDCW

12/08/2026 to 11/09/2026

O - H - L -

1W-0.51%

1M-0.87%

3M+1.53%

MAX+1.70%

Top holdings

66 disclosed

1.
National Bank For Agriculture And Rural Development - NCD & Bonds - NCD & Bonds
9.71%
2.
Call, Cash & Other Assets
6.33%
3.
Jubilant Bevco Limited - NCD & Bonds - NCD & Bonds
6.02%
4.
Small Industries Development Bank Of India - NCD & Bonds - NCD & Bonds
5.20%
5.
Bajaj Housing Finance Limited - NCD & Bonds - NCD & Bonds
5.18%
6.
Poonawalla Fincorp Limited - NCD & Bonds - NCD & Bonds
5.12%
7.
LIC Housing Finance Ltd - NCD & Bonds - NCD & Bonds
5.12%
8.
National Bank For Financing Infrastructure And Development - NCD & Bonds - NCD & Bonds
5.10%
9.
Jubilant Beverages Limited - NCD & Bonds - NCD & Bonds
4.01%
10.
Canara Bank
2.97%
11.
HDFC Bank Ltd
Financial Services
2.64%
12.
Maharashtra SDL
2.20%
13.
Bharti Telecom Limited - NCD & Bonds - NCD & Bonds
2.18%
14.
State Bank of India
Financial Services
2.15%
15.
ICICI Bank Ltd
Financial Services
2.00%
16.
7.71% Govt Stock 2066
1.91%
17.
Rec Limited - NCD & Bonds - NCD & Bonds
1.74%
18.
Axis Bank Ltd
Financial Services
1.64%
19.
Bharti Airtel Ltd
Communication Services
1.40%
20.
Reliance Industries Ltd
Energy
1.39%
21.
Infosys Ltd
Technology
1.33%
22.
Mahindra & Mahindra Ltd
Consumer Cyclical
1.31%
23.
Eternal Ltd
Consumer Cyclical
1.28%
24.
Larsen & Toubro Ltd
Industrials
1.23%
25.
HCL Technologies Ltd
Technology
1.12%
26.
Bharat Electronics Ltd
Industrials
1.12%
27.
Kotak Mahindra Investments Limited - NCD & Bonds - NCD & Bonds
1.03%
28.
Kirloskar Oil Engines Ltd
Industrials
0.84%
29.
UltraTech Cement Ltd
Basic Materials
0.80%
30.
Cipla Ltd
Healthcare
0.79%
31.
Tata Power Co Ltd
Utilities
0.77%
32.
Britannia Industries Ltd
Consumer Defensive
0.75%
33.
Marico Ltd
Consumer Defensive
0.73%
34.
Global Health Ltd
Healthcare
0.71%
35.
Dixon Technologies (India) Ltd
Technology
0.68%
36.
Pine Labs Ltd
Technology
0.66%
37.
PB Fintech Ltd
Financial Services
0.63%
38.
Tata Steel Ltd
Basic Materials
0.63%
39.
Franklin India Long Term Dir Gr
0.62%
40.
Amber Enterprises India Ltd Ordinary Shares
Consumer Cyclical
0.57%
41.
Eris Lifesciences Ltd Registered Shs
Healthcare
0.55%
42.
Phoenix Mills Ltd
Real Estate
0.55%
43.
Metropolis Healthcare Ltd
Healthcare
0.55%
44.
Asian Paints Ltd
Basic Materials
0.54%
45.
CESC Ltd
Utilities
0.54%
46.
InterGlobe Aviation Ltd
Industrials
0.54%
47.
Hyundai Motor India Ltd
Consumer Cyclical
0.53%
48.
Ashok Leyland Ltd
Industrials
0.52%
49.
Suzlon Energy Ltd
Industrials
0.47%
50.
RBL Bank Ltd
Financial Services
0.47%
51.
ICICI Lombard General Insurance Co Ltd
Financial Services
0.46%
52.
Cholamandalam Investment and Finance Co Ltd
Financial Services
0.46%
53.
Lenskart Solutions Ltd
Healthcare
0.41%
54.
TBO Tek Ltd
Consumer Cyclical
0.39%
55.
Hindustan Aeronautics Ltd Ordinary Shares
Industrials
0.35%
56.
Emmvee Photovoltaic Power Ltd
Technology
0.32%
57.
ZF Commercial Vehicle Control Systems India Ltd
Consumer Cyclical
0.27%
58.
Aptus Value Housing Finance India Ltd
Financial Services
0.25%
59.
Angel One Ltd Ordinary Shares
Financial Services
0.09%
60.
Lemon Tree Hotels Ltd
Consumer Cyclical
0.08%
61.
Data Patterns (India) Ltd
Industrials
0.00%
62.
NTPC Ltd
-
63.
Indian Bank
-
64.
Maruti Suzuki India Ltd
-
65.
Motherson Sumi Wiring India Ltd
-
66.
Hindustan Unilever Ltd
-

Sector allocation

Unclassified64.45%
Financial Services10.78%
Industrials5.08%
Consumer Cyclical4.44%
Technology4.13%
Healthcare3.02%
Basic Materials1.97%
Consumer Defensive1.48%
Communication Services1.40%
Energy1.39%
Utilities1.31%
Real Estate0.55%

Comparable peers

Aditya Birla Sun Life Retirement The 30s IDCW Payout Direct Plan
ABSL Retirement The 30s IDCW Payout (DP) · ₹473.10 Cr AUM
1Y+13.50%
3Y+15.27%
-
Aditya Birla Sun Life Retirement The 30s IDCW Reinvest Direct Plan
ABSL Retirement The 30s IDCW Reinvest (DR) · ₹473.10 Cr AUM
1Y+13.50%
3Y+15.27%
-
Aditya Birla Sun Life Retirement The 30s IDCW Reinvest Direct Plan
ABSL Retirement The 30s IDCW Reinvest (DR) · ₹473.10 Cr AUM
1Y+13.50%
3Y+15.27%
-
Union Retirement IDCW Payout Direct Plan
Union Retirement IDCW Payout (DP) · ₹209.90 Cr AUM
1Y+5.06%
3Y+12.35%
-
Franklin Pension IDCW Reinvest Direct Plan
Franklin Pension IDCW Reinvest (DR) · ₹494.60 Cr AUM
1Y-0.20%
3Y+6.76%
-

Investment objective

The Fund seeks to provide investors regular income under the Dividend Plan and capital appreciation under the Growth Plan.

Scheme details

Scheme code: 118549
Fund house: Franklin Templeton Mutual Fund
Category: Open Ended
Type: Solution Oriented Scheme
Sub-category: Retirement Fund
Plan: Direct
Return type: IDCW
ISIN (Growth): INF090I01KA4
ISIN (Div. Reinvest): INF090I01KB2
Tradable on exchange: No

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